We see it in the papers nearly every week: “house prices on the up” or “property prices booming” or something else of that ilk. And if you’re a homeowner this might sound good news. Your house is increasing in value therefore you’re probably sitting on a profit right now if you decided to sell up and move on. But doesn’t all this sound very familiar? Weren’t we in the midst of a housing boom right up until the crash in 2008? In fact wasn’t it that sub-prime mortgage collapse over in the US that started the devastating chain of events that we are all now only just starting to recover from?